Legal
Terms of Service
This page is maintained by the LockIn team. Last updated: July 3, 2026.
1. What LockIn is
LockIn is a personal accountability tool. You set a goal, pick a deadline, choose a stake amount, and pick a donation category before you start. If you complete your goal and submit proof before the deadline, your stake is released back to you. If you miss your deadline, the majority of your stake is marked for donation to the category you selected, and a small operating fee keeps LockIn running.
2. What LockIn is not
LockIn is not a betting, gambling, lottery, financial, legal, tax, or medical service. You cannot win money, prizes, or payouts of any kind. Accountability partners never receive money from your stake. LockIn does not provide investment advice.
3. Your account
You are responsible for the accuracy of the information you provide, for the security of your account credentials, and for the goals and proofs you submit. You must be at least 18 years old to use LockIn.
4. Payment authorization and stakes
When you start a LockIn, your payment method is authorized — not charged — for your stake amount. If you complete your goal and submit valid proof before the deadline, the authorization is released and no money moves. If you miss the deadline, or if your proof is not submitted or not verified, the authorization is captured and the amount is marked for donation minus the LockIn operating fee.
5. Donations
Amounts routed to donation categories from failed LockIns are disbursed to the listed partner organizations on a public bi-weekly cadence. Recipients and totals are published on the Impact page.
6. Proof and honesty
You agree to submit truthful proof for each LockIn. Fraudulent proof, manipulated media, or misrepresenting your outcome is a breach of these Terms and may result in your stake being marked as failed and your account being suspended.
7. Accountability partners
Adding an accountability partner is optional. Partners do not receive money at any point. If you elect partner verification, your partner may confirm or decline your proof; you agree that partner decisions are final for the purposes of LockIn's settlement logic.
8. Refunds and disputes
Because completed LockIns are not charged, the primary refund case is a captured stake you believe was captured in error. Contact the LockIn team promptly and we will investigate in good faith.
9. Changes to these Terms
We may update these Terms. Material changes will be reflected here with an updated date. Continued use of LockIn after changes means you accept the updated Terms.
10. Contact
Questions about these Terms can be sent through the in-app support flow.