How it works
LockIn is a personal accountability tool. You stake money on a promise to yourself. If you complete it, you get your stake back. If you don't, your stake goes to the cause you chose when you signed up.
Pick something specific and measurable — one gym session, five job applications, thirty minutes studying. Vague goals get missed.
Stake $5, $10, $25, or $50. Your card is authorized, not charged. The hold is released the moment you complete your LockIn.
Photo, screenshot, link, before/after — whatever fits. Optional partner can verify to keep you honest.
Failed stakes are routed to the vetted charity partner behind the donation category you picked. LockIn keeps a small operating fee to run the service.
Where your money goes if you miss
You pick the destination up front. When a deadline is missed, the stake is marked for that donation category and sent to its vetted partner on a public bi-weekly cadence. Tap any category below to see exactly which organization your money goes to and how they use it.
Mental health
Funds Crisis Text Line
Hunger relief
Funds Feeding America
Animal rescue
Funds Best Friends Animal Society
Education
Funds DonorsChoose
Medical aid
Funds Doctors Without Borders (MSF)
Environmental causes
Funds The Nature Conservancy
Veterans support
Funds Wounded Warrior Project
General donation fund
Funds LockIn General Fund
When a LockIn is missed, the stake is routed to the listed partner for that category minus a small LockIn operating fee (up to 10%, min $1, capped at $10).
There is no prize, no pool, no chance-based reward. You cannot win money from LockIn. The only person you're playing against is yesterday's you.
You can add an accountability partner to remind you and verify your proof. Partners never receive money — failed stakes go to your donation category.
Your card is authorized when you start. If you hit your deadline, the hold is released. If you miss it, the hold is captured and routed.
If you miss, someone still benefits. That's the whole point. Nothing you stake gets lost — it just changes destination.
Set one goal. Put money behind it. Follow through, or fund a charity you care about.
Start a LockIn