How it works

Put money on your word.Or fund a charity if you miss.

LockIn is a personal accountability tool. You stake money on a promise to yourself. If you complete it, you get your stake back. If you don't, your stake goes to the cause you chose when you signed up.

  1. Step 01

    Choose one clear goal

    Pick something specific and measurable — one gym session, five job applications, thirty minutes studying. Vague goals get missed.

  2. Step 02

    Put money behind it

    Stake $5, $10, $25, or $50. Your card is authorized, not charged. The hold is released the moment you complete your LockIn.

  3. Step 03

    Upload proof before the deadline

    Photo, screenshot, link, before/after — whatever fits. Optional partner can verify to keep you honest.

  4. Step 04

    Miss it? Your money funds a real charity

    Failed stakes are routed to the vetted charity partner behind the donation category you picked. LockIn keeps a small operating fee to run the service.

Where your money goes if you miss

Your failure funds a real charity.

You pick the destination up front. When a deadline is missed, the stake is marked for that donation category and sent to its vetted partner on a public bi-weekly cadence. Tap any category below to see exactly which organization your money goes to and how they use it.

When a LockIn is missed, the stake is routed to the listed partner for that category minus a small LockIn operating fee (up to 10%, min $1, capped at $10).

This is not gambling.

There is no prize, no pool, no chance-based reward. You cannot win money from LockIn. The only person you're playing against is yesterday's you.

Partners help, but don't profit.

You can add an accountability partner to remind you and verify your proof. Partners never receive money — failed stakes go to your donation category.

Manual capture, no surprise charges.

Your card is authorized when you start. If you hit your deadline, the hold is released. If you miss it, the hold is captured and routed.

Failure isn't punishment. It's contribution.

If you miss, someone still benefits. That's the whole point. Nothing you stake gets lost — it just changes destination.

Ready to lock in?

Set one goal. Put money behind it. Follow through, or fund a charity you care about.

Start a LockIn